Great Moments in Health Insurance Claims for Injured Players

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From 2006, regarding Jeff Bagwell:

Attorneys for the Houston Astros filed a lawsuit in state district court here Monday afternoon against Connecticut General Life Insurance Co., claiming breach of contract because the insurer denied the Astros’ claim to recoup $15.6 million of injured first baseman Jeff Bagwell’s $17 million contract … The Astros filed the insurance claim late in January, a few days prior to the Jan. 31 deadline. On March 28, Connecticut General rejected the claim, contending Bagwell had not become more disabled since he played in the World Series in October 2005.

From 2003, regarding Randy Myers:

The club contended the famous insurance carrier acted in bad faith when it denied a claim by the Padres over whether the club was due $8 million compensation for the two seasons (1999-2000) that Myers was unable to play because of arm injuries … After filing a claim, the Padres heard nothing from the carrier for 16 months, according to court papers. Lloyd’s balked at paying the claim and, according to court papers, argued two apparently conflicting points. The insurer said that Myers’ disabling injury occurred in April 1999, after the insurance policy expired. Lloyd’s also contended that Myers’ health problems could have been diagnosed as early as 1993 before the policy was enacted.

But sure, even though insurance companies fight $8 million and $17 million claims for years, there is every reason to think that one wouldn’t fight a $114 million claim for A-Rod.  They’d clearly understand that paying up was in the best interest of the Yankees and their fans and do their duty, right?

(thanks to readers @GrandCards and Chris Garber for the links)

Mike Trout has a torn thumb ligament, could require surgery

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Yesterday Mike Trout left the Marlins-Angels game after hurting his thumb while sliding head first into second base. After the game the Angels talked about it as if it were just a sprain. Trout had an MRI today, however, and the diagnosis is far worse: he has a torn thumb ligament.

While a treatment option has not yet been chosen, surgery is a possibility. A certainty is that he’ll miss, at the very least, several weeks of play. He has been placed on the disabled list for the first time in his career.

Trout, the reigning AL MVP and, without question, the best player in baseball, is batting .337/.461/.742 with 16 home runs, 36 RBI, 36 runs scored, and 10 stolen bases in 206 plate appearances this season. Even with the one of the weaker supporting casts in baseball, Trout had the Angels near .500 and in at least arguable contention in the AL West.

Without him, they are likely sunk. Without him, baseball is worse off.

Basebrawl! Harper, Strickland punch away, Nats-Giants fight

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SAN FRANCISCO — Nationals slugger Bryce Harper and San Francisco reliever Hunter Strickland both landed punches to the head during a wild brawl that erupted Monday after a hit by pitch.

Harper was hit in the right hip by Strickland’s 98 mph fastball in the eighth inning with Washington ahead 2-0.

Harper pointed the bat toward Strickland, charged the mound and fired his batting helmet wide of the pitcher. They started to swing away and they each connected as the benches and bullpens emptied.

At least two Giants players forcefully dragged Strickland from the middle of the brawl all the way into the dugout. Harper and Strickland were both ejected.

In the 2014 NL Division Series, Harper hit two home runs off Strickland. After the star’s second shot, in Game 4, he stared at Strickland as he rounded the bases.